Cyprus Experiences Further Decline in Bounced Cheques in 2025

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The number of bounced cheques in Cyprus declined further in 2025, falling to 213, according to figures released on Wednesday by the Central Bank of Cyprus (CBC).

  • The number of bounced cheques in Cyprus declined further in 2025, falling to 213, according to figures released on Wednesday by the Central Bank of Cyprus (CBC).
  • This marks a significant decrease from 300 in 2024, 356 in 2023, and 473 in 2022, highlighting a continued trend of improvement in the financial landscape of the island.
  • These statistics reflect not only a decrease in the frequency of bounced cheques but also a broader trend towards improved financial accountability among both individuals and businesses in Cyprus.

This marks a significant decrease from 300 in 2024, 356 in 2023, and 473 in 2022, highlighting a continued trend of improvement in the financial landscape of the island.

Interestingly, while the volume of bounced cheques has diminished, the total value of outstanding cheques has seen a slight increase. In 2025, the value rose to €630.2 thousand, up from €617.9 thousand in 2024. This contrasts sharply with figures from previous years, where the value was notably higher, recorded at €1.8 million in 2023 and €1.5 million in 2022.

The CBC also noted a decline in the number of individuals registered in the Central Information Register (CIR). In 2025, a total of 113 individuals were recorded, down from 202 in 2024. This reduction indicates a positive shift in the overall financial behaviour of residents.

Among those registered, 39 pertained to legal entities, a decrease from 77 the previous year. Additionally, 28 natural persons were listed, slightly lower than the 32 noted in 2024. The number of natural persons controlling legal entities also saw a significant drop, plummeting to 46 in 2025 from 93 a year earlier, further suggesting a tightening of financial practices.

These statistics reflect not only a decrease in the frequency of bounced cheques but also a broader trend towards improved financial accountability among both individuals and businesses in Cyprus.

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