Freedom Holding Corp. has reported impressive revenue figures, reaching a total of $1.7 billion, while expanding its customer base to 7.2 million as of December 31, 2025. This diversified financial services group showcased a resilient financial performance for the third quarter and the nine months of fiscal year 2026, reflecting steady growth across various sectors including brokerage, banking, insurance, and consumer services.
Freedom holding: Third Quarter Financial Highlights
The third quarter of fiscal year 2026, which concluded on December 31, 2025, marked another successful period for Freedom Holding. The net revenue for this quarter reached $628.60 million, emphasising the scale of its diversified business model. The net income during this period was reported at $76.20 million, contributing to a nine-month net income total of $145.40 million.
Profitability and Earnings Per Share
Basic earnings per share were commendably reported at $1.27 for the quarter, with the nine-month earnings per share standing at $2.43. These figures indicate a robust operational momentum across the group’s various business segments.
Growth in Customer Base and Services
Freedom Holding’s customer base has seen significant expansion, now totalling 7.2 million users. This growth is attributed to the company’s commitment to developing its digital ecosystem, which integrates traditional brokerage and banking with everyday consumer services. “We continue to develop our digital ecosystem by integrating traditional brokerage and banking with everyday consumer services,” stated Timur Turlov, founder and CEO of Freedom Holding Corp.
Expanding User Engagement
The SuperApp, a key component of Freedom’s digital strategy, is the most downloaded application in Kazakhstan and has seen user numbers rise to 4.30 million. Additionally, the company reported 0.80 million brokerage accounts, 4.50 million banking service users, and 1.20 million insurance customers. The engagement across non-financial services has also reached 0.70 million customers, reflecting a broadening of their service offerings.
Brokerage and Operational Growth
Brokerage activity has continued to flourish, with the number of brokerage customers increasing to 828,000, marking an increase of 145,000 over the nine-month period. This growth not only highlights the effectiveness of Freedom Holding’s business strategy but also showcases its ability to attract and retain clients across different financial services.
Workforce and Global Presence
As of December 31, 2025, Freedom Holding Corp. and its subsidiaries employ over 11,300 individuals, reflecting the scale of operations across its 21 international locations, including the United States, Europe, and Central Asia. The company’s extensive reach facilitates its diverse service offerings and operational capabilities.
Strategic Partnerships and Innovations
A notable strategic development during this period was the signing of a tripartite agreement on November 6, 2025, in Washington, D.C. This agreement, concluded between the government of the Republic of Kazakhstan, OpenAI Inc., and Freedom Holding Corp., aims to enhance educational resources in Kazakhstan. Under this initiative, 165,000 teachers will gain access to ChatGPT Edu, an educational version of ChatGPT designed with enhanced privacy and data management mechanisms.
Funding and Implementation
Freedom Holding Corp. is set to provide funding for this initiative, while OpenAI will deliver the ChatGPT Edu platform and localised support. The government of Kazakhstan will oversee the implementation across various state bodies and educational organisations, ensuring widespread accessibility and educational enhancement throughout the nation.
Future Outlook
Looking ahead, Freedom Holding is focused on sustaining its growth trajectory while expanding its digital ecosystem into new markets. With a strong foundation in both traditional and innovative financial services, the company is well-positioned to meet the evolving needs of its customer base and to continue its ambitious plans for expansion.
Timur Turlov emphasised, “The strategy we adopted several years ago to build a trusted operating environment rather than a simple marketplace is delivering results.” The ongoing integration of advanced technology and user-friendly services is expected to play a crucial role in the company’s future developments.
